10n Pay
Payment solutions designed to simplify financial life and accelerate growth for individuals and businesses through a modern fintech platform. Services include secure, seamless payments accessible via web and mobile, digital wallets, and Payments-as-a-Service solutions enabling effortless money movement tailored to unique needs. They provide open APIs and a ready-to-use digital wallet for comprehensive payment capabilities, supporting easy account management, EU IBANs, virtual or physical Visa debit cards, local and cross-border money transfers with transparent FX rates, and compliance with EU standards.
Account Types
Personal Plans
| Feature | IBAN accounts | Visa debit cards | Payments-as-a-Service Solutions | Digital Wallet |
|---|---|---|---|---|
| Monthly Fee | - | - | - | - |
| Annual Fee | - | - | - | - |
| Minimum Balance | - | - | - | - |
| Fee Currency | - | - | - | - |
| Free ATM Withdrawals | - | - | - | - |
| Card Type | Card | - | - | - |
| Billing Model | - | - | - | - |
| Free Tier | No | No | No | No |
Visit the provider website for detailed plan comparisons and features
Business Features
IBAN accounts
Visa debit cards
Payments-as-a-Service Solutions
Digital Wallet
Fees & Limits
| Fee | Details | Amount |
|---|---|---|
| Account Fees | ||
| Inactive Account Maintenance Fee | Fee applied for maintaining inactive IBAN accounts with funds for one year as specified in the Tariff for fees and commissions. | Free |
Cards
- • Contactless Visa/Mastercard
Security & Compliance
Regulation
- Bulgarian National Bank (BNB)License: 131. Licensed in BG.
App Security
- Two-Factor Authenticationsms, app, biometric
Support & Platforms
Customer Support
- Email
- Phone
Available Platforms
Additional Features
IBAN Accounts
Fast EU transfers and competitive foreign exchange rates using EU IBAN accounts.
Visa Cards (Virtual & Physical)
Use virtual or physical Visa debit cards for everyday spending with easy reloads.
Open APIs
Flexible open APIs allowing seamless integration with your systems for instant access to comprehensive payment capabilities in Payments-as-a-Service Solutions.
Compliance with PSD2 and EMI License
Payments-as-a-Service Solutions are fully compliant with PSD2 and operate under an EMI license.
API Integration
Smooth integration with your systems via APIs for Wallet-as-a-Service under Payments-as-a-Service Solutions.
Open APIs
Flexible open APIs allowing seamless integration with your systems for instant access to comprehensive payment capabilities.
Mobile and Web Application
Program for account management accessible through web platform and mobile devices.
Eligibility
Residents Can Open Account (1)
Send Money To (1)
Supported Currencies2 currencies
Local Account Details4 accounts
EU IBAN accounts are offered for fast payments and transfers, compliant with EU standards and transparent FX rates.
Digital Wallet accounts are part of 10n Pay's fintech platform enabling secure and seamless payments accessible via web and mobile.
Payments-as-a-Service Solutions provide money movement tailored to customer needs with flexible open APIs and integrated digital wallet.
Visa Cards are available as virtual and physical cards, supporting easy reloads and everyday spending.