Ebury
Ebury is a fintech company offering cross-border payments, FX, and trade finance solutions to help businesses operate and scale globally.
Account Types
Business Plans
| Feature | Ebury Business Account | Ebury Corporate Card | Ebury Global Accounts | Ebury Local Accounts |
|---|---|---|---|---|
| Monthly Fee | - | Free | - | - |
| Annual Fee | - | - | - | - |
| Minimum Balance | - | - | - | - |
| Fee Currency | - | - | - | - |
| Free ATM Withdrawals | - | - | - | - |
| Card Type | - | Standard VirtualStandard Physical | - | - |
| Billing Model | Custom | Free | Custom | Custom |
| Free Tier | No | Available Virtual card is free; product currently invite-only/waitlist. Physical card fee not confirmed. | No | No |
| Description | Multi-currency business account for global payments, collections, FX, and treasury management across 140+ currencies and 160+ countries. | Multi-currency virtual and physical Mastercard for business spending in GBP, EUR, and USD with real-time dashboard controls. Virtual card is free. | Hold, manage, and convert 29+ currencies (incl. AED, THB, TRY, ZAR) in 20+ countries with no hidden fees. | Local account details in 14+ currencies enabling customers to pay in their own currency, avoiding conversion costs. |
Visit the provider website for detailed plan comparisons and features
Business Features
NetSuite, Xero
Corporate Cards: Ebury offers Mastercard-branded virtual and physical corporate cards supporting EUR, GBP, and USD spending. Cards connect to Apple Pay and Google Pay wallets. Custom spending limits, real-time alerts, freeze/cancel controls, and centralised dashboard management are confirmed. Unlimited virtual or physical cards can be issued (no stated maximum). Cards are funded from Ebury GBP, EUR, or USD account balances. Multi-user access: Confirmed via custom approval workflows, multi-level authorisation (up to 5 levels), custom access rights, and team spending controls — indicating multiple users with role-based controls. Max team members not specified. API: Fully confirmed via the Ebury Connect product — Business APIs for payments, cash management, hedging and reconciliation; webhooks supported; 99.9% uptime; OAuth2 authentication; backwards-compatible APIs. API fee not mentioned, assumed free or included. Bulk Payments: Explicitly confirmed — Mass Payments product supports bulk payments across 160+ countries in 140+ currencies, via file uploads or direct API. 72% instant or same-day. No stated batch size limit. Expense management: Confirmed indirectly — centralised spending dashboard, transaction export for bookkeeping, company budget management, team spend controls, and subscription management. Receipt scanning: Not mentioned anywhere. Accounting integrations: NetSuite and Xero explicitly mentioned in Ebury Connect (30+ tools total, but only these two named). Invoicing: Not mentioned. Payment gateway: Not mentioned as a merchant-facing checkout/gateway product. Approval workflows: Explicitly confirmed — multi-level approval workflows, strong customer authentication, maker-checker controls, up to 5 levels of authorisation for pre-payment validation. Scheduled payments: Not mentioned in the page content.
Fees & Limits
| Route | Fee Structure | Min/Max |
|---|---|---|
| Internal | Free(instant) | No limit Ebury Instant: real-time transfers free of charge within the Ebury network in multiple currencies. |
| Internal | Free(instant) | No limit Ebury Instant: real-time transfers free of charge within the Ebury network in multiple currencies. |
| International (SWIFT) | Free(1-2 business days) | No limit International transfers described as 'low-cost FX fees'; specific fee amounts not published on source pages. |
| SEPA (EUR) | Free(1 business day) | No limit Local transfers via SEPA described as 'low-cost fees'; Ebury is a direct SEPA participant. Specific fee amounts not published on source pages. |
| SEPA Instant (EUR) | Free(seconds) | No limit Ebury has direct SEPA Instant (EBA/RT1) access via Form3 DCNSP model. Specific fee amounts not published on source pages. |
| Faster Payments (EUR) | Free(seconds) | No limit Ebury is a direct Faster Payments Scheme participant (first non-banking institution via Form3). Local 'low-cost fees'; specific amounts not published on source pages. |
| BACS (EUR) | Free(2-3 business days) | No limit Ebury is a BACS participant. Local 'low-cost fees'; specific amounts not published on source pages. |
| Not Available | Free(N/A) | No limit Ebury Corporate Card is a multi-currency corporate spending card, not a bank transfer account. Transfer fees (SEPA, SWIFT, FPS, BACS) are not applicable to this account type. |
| Fee | Details | Amount |
|---|---|---|
| Transfer Fees | ||
| Instant Internal Transfer Fee | -Per transaction | Free |
| International Transfer Fee | -Per transaction | Free |
| Local Transfer Fee | -Per transaction | Free |
| Card Fees | ||
| Corporate Card Fee | -Other | Free |
| Other Fees | ||
| Supplier Finance Setup Fee | -One-time | Free |
| Supplier Finance Early Repayment Fee | -Per transaction | Free |
Cards
Security & Compliance
Regulation
- Financial Conduct Authority (FCA)License: 900797. Licensed in United Kingdom. Safeguarding: segregated_accounts.
- Compliance CertificationsPCI DSS
App Security
- Instant FreezeFreeze and unfreeze your card instantly from the app if lost or stolen.
- Two-Factor AuthenticationNot disclosed
Ebury Partners UK Limited is authorised and regulated by the FCA as an Authorised Electronic Money Institution (FCA Registration No. 900797, Company No. 07088713). As an EMI, client funds are safeguarded rather than covered by deposit insurance. Registered with the Information Commissioner's Office (ICO) under registration number Z209673X. GDPR compliant across multiple jurisdictions (EU, UK, APAC, LATAM, Middle East, Africa) with a dedicated DPO contact ([email protected]). UK data controller address: 100 Victoria Street, London, SW1E 5JL. Lead UK supervisory authority is the ICO. Site security policy references Computer Misuse Act 1990 compliance, user responsibility for virus protection, and prohibition of unauthorised access or denial-of-service attacks. No explicit mention of AES-256, TLS version, SOC 2, or bug bounty program in the provided content.
Support & Platforms
Customer Support
- Email
[email protected] — general enquiries contact email. Mass Payments team email: [email protected]. Institutional Solutions team email: [email protected]. E-commerce team email: [email protected]. Partnerships team email: [email protected]
- Contact Form24/7
Web contact form at ebury.com/contact-us. Select Business Enquiry or General Enquiry type. Ebury matches submission with the right expert and follows up.
- Help Center24/7
Knowledge base and FAQ available at kb.ebury.com and ebury.com/support
- Phone
Avg response: ~1 min
Mass Payments team phone line: +44 (0) 1494 484 183. Institutional Solutions team phone lines: +352 27 86 14 34 (Luxembourg) | +44 2070 78 41 42 (UK)
Available Platforms
Eligibility
Residents Can Open Account (38)
Supported Currencies
Local Account Details12 accounts
Unique IBAN-numbered GBP currency account issued in the UK. Account addressed in client's name. Available within two days of opening. Ebury holds local accounts in the UK without requiring a local presence from the client.
Unique IBAN-numbered EUR currency account. Ebury explicitly mentions local EUR accounts in France and Netherlands without requiring client local presence. Also issues Luxembourg IBANs (announced October 2024) to support the alternative fund management industry.
Local USD account held in the US without requiring a local presence. Ebury explicitly highlights USD as a use-case currency for e-commerce sellers (e.g. Mahi Leather case study). Account addressed in client's name.
Local AUD collection account in Australia. Listed as one of Ebury's 11 local currency account currencies. Allows clients to collect AUD like a local from anywhere globally.
Local CAD collection account in Canada. Listed as one of Ebury's 11 local currency account currencies. Allows clients to collect CAD like a local from anywhere globally.
Local BGN collection account in Bulgaria. Listed as one of Ebury's 11 local currency account currencies. Bulgaria uses IBAN format for domestic payments.
Local HKD collection account in Hong Kong. Listed as one of Ebury's 11 local currency account currencies. Hong Kong uses bank code + branch code + account number format (not IBAN).
Local HUF collection account in Hungary. Listed in the May 2023 blog as one of the 11 currencies (AUD, BGN, CAD, EUR, HKD, HUF, GBP, NZD, PLN, USD, SGD). Hungary uses IBAN format.
Local NZD collection account in New Zealand. Listed as one of Ebury's 11 local currency account currencies. New Zealand uses a bank-branch-account-suffix format (not IBAN).
Local PLN collection account in Poland. Listed as one of Ebury's 11 local currency account currencies. Poland uses IBAN format; domestic payments via ELIXIR/Express ELIXIR.
Ebury's 11th local collection account, launched May/July 2023. Clients receive a unique virtual account for SGD collection in Singapore. Prior to this launch, SGD could only be collected in Europe. Singapore uses bank code + branch code + account number (not IBAN). Virtual account structure implies pooled/reference-based collection.
Local CNY collection account held in Hong Kong (offshore RMB/CNH). Explicitly referenced as 'CNY (in Hong Kong)' in the July 2023 press release, distinguishing it from onshore mainland China CNY. Hong Kong uses bank code format (not IBAN).