ECOMMBX
ECOMMBX is a Cyprus-based Electronic Money Institution offering e-account management, cross-border payments, debit cards, acquiring services, and multi-currency conversions for businesses.
Account Types
Personal Plans
| Feature | Infinite | Personal E-Account | Spartan |
|---|---|---|---|
| Monthly Fee | - | - | Free |
| Annual Fee | - | - | - |
| Minimum Balance | - | - | - |
| Fee Currency | EUR | EUR | EUR |
| Free ATM Withdrawals | - | - | - |
| Card Type | Premium Physical | Standard Physical | Standard Physical |
| Billing Model | Fixed | Custom | Free |
| Free Tier | No | No | Available Free issuance; free virtual card (coming soon); free incoming/outgoing EUR SEPA transfers; free ECOMMVERSE transfers; free ATM cash withdrawal in EEA up to €300/month. |
| Description | Premium Visa Infinite card with €700 issuance fee, VIP rates and benefits worldwide, concierge services, travel and medical insurance. Reserved for most valued customers. | Personal e-account with unique IBAN per currency, multi-currency conversions, SWIFT & SEPA transfers, UK payments (CHAPS, BACS, Faster Payments), and dedicated support. | Personal debit card with free issuance, free SEPA transfers, free ECOMMVERSE transfers, and free ATM withdrawal in EEA up to €300/month. Virtual card coming soon. |
Business Plans
| Feature | Business E-Account |
|---|---|
| Monthly Fee | - |
| Annual Fee | - |
| Minimum Balance | - |
| Fee Currency | EUR |
| Free ATM Withdrawals | - |
| Card Type | Standard PhysicalPremium Physical |
| Billing Model | Custom |
| Free Tier | No |
| Description | Business e-account with unique IBAN per currency, multi-currency conversions, SWIFT & SEPA, UK payments, payroll templates, mass payments, escrow, and dedicated account manager. |
Visit the provider website for detailed plan comparisons and features
Business Features
Corporate/business cards confirmed: ECOMMBX offers business debit cards with co-branded, white label, and custom options. Card admin functionality includes top-up, block/freeze, re-issue, transaction viewing, and statement generation. Virtual card issuance listed as coming soon. Cards support contactless, Google Pay, and Apple Pay. No maximum card count stated. Multi-user access confirmed via 'corporate & client e-accounts' for staff/clients/associates, and card admin functionality for managing corporate cards across the organisation. Bulk/mass payments confirmed: mass payment templates available for SEPA (SWIFT coming soon), plus mass payouts in the acquiring section with single-click disbursement dashboard. Expense management inferred from card admin functionality providing transaction overview, spend tracking, and the ability to block/freeze/top-up cards for budgeting purposes. API confirmed via Open Banking API mentioned in acquiring section for accepting payments, issuing refunds and payouts; also integration via API, iFrame, pop-up or hosted pages, and mobile SDK. No API monthly fee mentioned. Invoicing confirmed: e-invoicing with payment links, statuses and financial analytics mentioned in acquiring section; payment link tool generates emails with 'pay now' button. Payment gateway confirmed: ECOMMBX is a direct acquirer and payment service provider, accepting Visa/Mastercard and 100+ alternative payment methods including e-wallets, mobile, Open Banking; supports CMS plugins for WordPress, Magento. Receipt scanning not mentioned. Accounting integrations not mentioned (only billing system data export referenced generically). Approval workflows not mentioned. Scheduled/recurring payments not mentioned. Payroll feature confirmed for e-accounts. Multi-currency support across 18+ currencies. Unique virtual IBANs in GB, DK, DE, LU jurisdictions. 3DS 2.0 and chargeback management mentioned under risk management.
Fees & Limits
| Route | Fee Structure | Min/Max |
|---|---|---|
| SEPA (EUR) | Free(N/A) | No limit Infinite card — page states it includes all Spartan benefits; outgoing EUR SEPA transfers free |
| SEPA (EUR) | Free(N/A) | No limit Infinite card — page states it includes all Spartan benefits; incoming EUR SEPA transfers free |
| Internal | Free(N/A) | No limit Infinite card — page states it includes all Spartan benefits; transfers within ECOMMVERSE free |
| Internal | Free(N/A) | No limit Infinite card — page states it includes all Spartan benefits; transfers within ECOMMVERSE free |
| Fee | Details | Amount |
|---|---|---|
| Transfer Fees | ||
| Inbound Sepa Eur Transfer Fee | -Per transaction | Free |
| Outbound Sepa Eur Transfer Fee | -Per transaction | Free |
| Internal Ecommverse Transfer Fee | -Per transaction | Free |
| Card Fees | ||
| Card Issuance Fee | -One-time | €700.00 |
| Virtual Card Issuance Fee | -One-time | Free |
| Atm Cash Withdrawal Fee | -Per transaction | Free |
Cards
Security & Compliance
No security or compliance information available
Support & Platforms
Customer Support
- Phone
Avg response: ~1 min
+357 22270349
- Email24/7Priority
[email protected] (general inquiries); [email protected] (customer support, card issues); [email protected] (card disputes). [email protected] — dedicated business account contact for fee discussions and account setup
- Help Center24/7
FAQ knowledge base covering getting started, account management, internet banking, cards, transactions, legal, security and fraud, and fees and charges
- Contact Form24/7
Web contact form available on the FAQs page and the Contact Us page under 'Get in touch'
- Physical OfficeBusiness hours
27 Pindarou Street, Alpha Business Center, Ground Floor, 1060 Nicosia, Cyprus
- Social Media24/7
Twitter/X: @ECOMMBX (https://x.com/ECOMMBX, https://twitter.com/ecommbx); LinkedIn: https://www.linkedin.com/company/ecommbx-ecommbanx
Eligibility
Supported Currencies
Local Account Details3 accounts
Virtual IBAN issued in company name for DE and LU jurisdictions (upon availability). ECOMMBX is a direct SEPA member. SEPA outgoing cut-off: 16:30 CET+1; incoming cut-off: 17:30 CET+1 for same-day value. SWIFT EUR cut-off: 15:00 GMT+2. For SEPA cross-currency payments, exchange rate fees apply on conversion. Charges basis: SHA. BIC: ECBXCY2N.
Virtual IBAN issued in company name for GB jurisdiction (upon availability). Instant UK payments supported via CHAPS, BACS, and Faster Payments. SWIFT GBP cut-off: 12:00 GMT+2. BIC: ECBXCY2N.
Virtual IBAN issued in company name for DK jurisdiction (upon availability). DKK also supported as a currency conversion option. Access to local clearing via 35 global clearing schemes. BIC: ECBXCY2N.
