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ECOMMBX

ECOMMBX is a Cyprus-based Electronic Money Institution offering e-account management, cross-border payments, debit cards, acquiring services, and multi-currency conversions for businesses.

0.0(0 reviews)
Personal AccountsBusiness AccountsCards AvailableLocal Accounts in 3 Countries
Founded2016
HeadquartersNicosia, CY
Active Users
Typeemi

Account Types

Personal Plans

FeatureInfinitePersonal E-AccountSpartan
Monthly Fee--Free
Annual Fee---
Minimum Balance---
Fee CurrencyEUREUREUR
Free ATM Withdrawals---
Card Type
Premium Physical
Standard Physical
Standard Physical
Billing ModelFixedCustomFree
Free Tier
No
No
Available

Free issuance; free virtual card (coming soon); free incoming/outgoing EUR SEPA transfers; free ECOMMVERSE transfers; free ATM cash withdrawal in EEA up to €300/month.

DescriptionPremium Visa Infinite card with €700 issuance fee, VIP rates and benefits worldwide, concierge services, travel and medical insurance. Reserved for most valued customers.Personal e-account with unique IBAN per currency, multi-currency conversions, SWIFT & SEPA transfers, UK payments (CHAPS, BACS, Faster Payments), and dedicated support.Personal debit card with free issuance, free SEPA transfers, free ECOMMVERSE transfers, and free ATM withdrawal in EEA up to €300/month. Virtual card coming soon.

Business Plans

FeatureBusiness E-Account
Monthly Fee-
Annual Fee-
Minimum Balance-
Fee CurrencyEUR
Free ATM Withdrawals-
Card Type
Standard PhysicalPremium Physical
Billing ModelCustom
Free Tier
No
DescriptionBusiness e-account with unique IBAN per currency, multi-currency conversions, SWIFT & SEPA, UK payments, payroll templates, mass payments, escrow, and dedicated account manager.

Visit the provider website for detailed plan comparisons and features

Business Features

Multi-User Access
API Access
Bulk Payments
Expense Management
Corporate Cards
Invoicing
Payment Gateway
Notes

Corporate/business cards confirmed: ECOMMBX offers business debit cards with co-branded, white label, and custom options. Card admin functionality includes top-up, block/freeze, re-issue, transaction viewing, and statement generation. Virtual card issuance listed as coming soon. Cards support contactless, Google Pay, and Apple Pay. No maximum card count stated. Multi-user access confirmed via 'corporate & client e-accounts' for staff/clients/associates, and card admin functionality for managing corporate cards across the organisation. Bulk/mass payments confirmed: mass payment templates available for SEPA (SWIFT coming soon), plus mass payouts in the acquiring section with single-click disbursement dashboard. Expense management inferred from card admin functionality providing transaction overview, spend tracking, and the ability to block/freeze/top-up cards for budgeting purposes. API confirmed via Open Banking API mentioned in acquiring section for accepting payments, issuing refunds and payouts; also integration via API, iFrame, pop-up or hosted pages, and mobile SDK. No API monthly fee mentioned. Invoicing confirmed: e-invoicing with payment links, statuses and financial analytics mentioned in acquiring section; payment link tool generates emails with 'pay now' button. Payment gateway confirmed: ECOMMBX is a direct acquirer and payment service provider, accepting Visa/Mastercard and 100+ alternative payment methods including e-wallets, mobile, Open Banking; supports CMS plugins for WordPress, Magento. Receipt scanning not mentioned. Accounting integrations not mentioned (only billing system data export referenced generically). Approval workflows not mentioned. Scheduled/recurring payments not mentioned. Payroll feature confirmed for e-accounts. Multi-currency support across 18+ currencies. Unique virtual IBANs in GB, DK, DE, LU jurisdictions. 3DS 2.0 and chargeback management mentioned under risk management.

Fees & Limits

Transfer Fees
RouteFee StructureMin/Max
SEPA (EUR)Free(N/A)No limit
Infinite card — page states it includes all Spartan benefits; outgoing EUR SEPA transfers free
SEPA (EUR)Free(N/A)No limit
Infinite card — page states it includes all Spartan benefits; incoming EUR SEPA transfers free
InternalFree(N/A)No limit
Infinite card — page states it includes all Spartan benefits; transfers within ECOMMVERSE free
InternalFree(N/A)No limit
Infinite card — page states it includes all Spartan benefits; transfers within ECOMMVERSE free
Other Fees
FeeDetailsAmount
Transfer Fees
Inbound Sepa Eur Transfer Fee-Per transactionFree
Outbound Sepa Eur Transfer Fee-Per transactionFree
Internal Ecommverse Transfer Fee-Per transactionFree
Card Fees
Card Issuance Fee-One-time€700.00
Virtual Card Issuance Fee-One-timeFree
Atm Cash Withdrawal Fee-Per transactionFree

Cards

Business E-AccountStandard
Visa
Physical
€2000.00 issuance fee
  • • Contactless Visa
  • Apple Pay, Google Pay
  • • Instant freeze
Business E-AccountPremium
Visa
Physical
Free
  • • Contactless Visa
  • Apple Pay, Google Pay
  • • Instant freeze
InfinitePremium
Visa
Physical
€70000.00 issuance fee
  • • Contactless Visa
  • Apple Pay, Google Pay
  • • Instant freeze
Personal E-AccountStandard
Visa
Physical
Free
  • • Contactless Visa
  • Apple Pay, Google Pay
  • • Instant freeze
SpartanStandard
Visa
Physical
Free
  • • Contactless Visa
  • Apple Pay, Google Pay
  • • Instant freeze

Security & Compliance

No security or compliance information available

Support & Platforms

Customer Support

  • Phone

    Avg response: ~1 min

    +357 22270349

  • Email24/7Priority

    [email protected] (general inquiries); [email protected] (customer support, card issues); [email protected] (card disputes). [email protected] — dedicated business account contact for fee discussions and account setup

  • Help Center24/7

    FAQ knowledge base covering getting started, account management, internet banking, cards, transactions, legal, security and fraud, and fees and charges

  • Contact Form24/7

    Web contact form available on the FAQs page and the Contact Us page under 'Get in touch'

  • Physical OfficeBusiness hours

    27 Pindarou Street, Alpha Business Center, Ground Floor, 1060 Nicosia, Cyprus

  • Social Media24/7

    Twitter/X: @ECOMMBX (https://x.com/ECOMMBX, https://twitter.com/ecommbx); LinkedIn: https://www.linkedin.com/company/ecommbx-ecommbanx

Eligibility

Supported Currencies

1 currency
EUR
Euro
HSR

Local Account Details3 accounts

GermanyEUR
IBAN
SEPASWIFT
SalaryDirect DebitPooled IBAN

Virtual IBAN issued in company name for DE and LU jurisdictions (upon availability). ECOMMBX is a direct SEPA member. SEPA outgoing cut-off: 16:30 CET+1; incoming cut-off: 17:30 CET+1 for same-day value. SWIFT EUR cut-off: 15:00 GMT+2. For SEPA cross-currency payments, exchange rate fees apply on conversion. Charges basis: SHA. BIC: ECBXCY2N.

United KingdomGBP
IBAN
Faster PaymentsBACSCHAPSSWIFT
SalaryDirect DebitPooled IBAN

Virtual IBAN issued in company name for GB jurisdiction (upon availability). Instant UK payments supported via CHAPS, BACS, and Faster Payments. SWIFT GBP cut-off: 12:00 GMT+2. BIC: ECBXCY2N.

DenmarkDKK
IBAN
DomesticSWIFT
SalaryDirect DebitPooled IBAN

Virtual IBAN issued in company name for DK jurisdiction (upon availability). DKK also supported as a currency conversion option. Access to local clearing via 35 global clearing schemes. BIC: ECBXCY2N.