Equals Money International

Multi-user access is confirmed via a detailed roles and permissions system with 7 distinct roles: Primary Owner, Owner, Admin, Payer, Viewer, Accountant, and User. No maximum team member count is specified. API is confirmed via the CardOneMoney developer documentation (Equals CardOneMoney APIs v1.0.0), supporting OAuth2 authorization code flow, AISP (account information) and PISP (payment initiation) scopes, with endpoints for accounts, balances, beneficiaries, child accounts, and domestic payments. No API fee is mentioned. Corporate/business cards are confirmed — both virtual and physical cards are offered; virtual cards are the default, described as plastic-free with unlimited issuance and instant creation. Individual cards (per-person) and Shared cards (per-team/department) are mentioned. Cards support digital wallets (Apple Pay, Google Pay, Samsung Pay) and contactless payments. No maximum card count is specified (described as 'unlimited'). Expense management features are confirmed including spending limits per virtual card, budget controls, departmental allocations, centralized reporting, and spend categorization. Receipt scanning is not mentioned. Accounting integrations: the Accountant role mentions access to 'Integrations' in Account settings, but no specific software (e.g., Xero, QuickBooks, Sage) is named in the source material. Invoicing is not mentioned. Payment gateway for merchant payment acceptance is not mentioned. Approval workflows are not explicitly described. Scheduled/recurring payments are not mentioned in the source content, though SEPA instant transfers are referenced in a related FAQ URL signal. Bulk/batch payments are not mentioned. URL signals suggest international payments, multi-currency accounts, embedded API, and developer portal exist but content was not fetchable.