Pliant
Pliant is a European fintech EMI founded in 2020 that provides B2B payment solutions, issuing Visa-powered corporate credit cards across 30+ countries via an API-first platform.
Account Types
Business Plans
| Feature | Custom | Light | Standard |
|---|---|---|---|
| Monthly Fee | - | - | - |
| Annual Fee | - | - | - |
| Minimum Balance | - | - | - |
| Fee Currency | EUR | EUR | EUR |
| Free ATM Withdrawals | - | - | - |
| Card Type | Platinum PhysicalMetal PhysicalStandard VirtualStandard Virtual | Platinum PhysicalMetal PhysicalStandard VirtualStandard Virtual | Platinum PhysicalMetal PhysicalStandard VirtualStandard Virtual |
| Billing Model | Custom | Custom | Custom |
| Free Tier | No | No | No |
| Description | Fully customizable enterprise plan with dedicated onboarding, customer success manager, custom integrations, and Pro API access. Pricing negotiated directly with sales. | Entry-level plan for high-transaction businesses that don't need advanced features or integrations. Includes 1 standard card/user, 25 virtual cards, 5 single-use virtual cards/month. | Recommended plan for most businesses. Includes unlimited cashback, unlimited virtual/single-use cards, advanced features, unlimited integrations, insurance package, and email & phone support. |
Visit the provider website for detailed plan comparisons and features
Fees & Limits
| Fee | Details | Amount |
|---|---|---|
| Account Fees | ||
| Monthly Subscription Fee | -Monthly | Free |
| Card Fees | ||
| Black Card Fee | -Monthly | Free |
| Other Fees | ||
| Fx Fee | -Per transaction | Free |
| Other Fees | ||
| Insurance Package Fee | -Monthly | Free |
Cards
Security & Compliance
Regulation
- Financial Supervisory Authority (FIN-FSA / Finanssivalvonta)License: Not disclosed. Licensed in Finland. Safeguarding: segregated_accounts.
- Compliance CertificationsPCI DSS
App Security
- Two-Factor Authentication2FA per card (method not specified)
Pliant holds an EMI (Electronic Money Institution) license issued in Finland by the FIN-FSA (obtained August 2023), is a licensed Visa Principal Member, and is PCI-DSS certified. As an EMI, customer funds are safeguarded rather than deposit-insured. Pliant is actively passporting its EMI license to remaining EEA countries. Security features include 2-factor authentication on each individual card to prevent unauthorized access. Compliance framework covers built-in compliance checks, credit assessment, and ongoing risk monitoring. No explicit mention of SOC2, AES-256, TLS version, GDPR compliance statements, bug bounty, or penetration testing in the source pages.
Support & Platforms
Customer Support
- PhoneMon-Fri 9am-5pm CET
Avg response: ~1 min
Customer support line (EU): +49 30 54453778 0. For current customers.. Sales/new customer line (EU): +49 30 54453778 1. For prospective customers.. US support and sales line: +1 (917) 540 4658. Used for both new and current customers in the US.
- Email
General inquiries: [email protected]. Sales/new customer email: [email protected]
- Live ChatMon-Fri 9am-5pm CET
Avg response: ~5 min
Chat available for current customers via the contact page. Accessible through the 'Chat' option on the support/contact pages.
- Contact Form24/7
Support request form available via the 'Request support' link on the contact page. Also available at getpliant.com/en-us/support-request.
- Help Center24/7
FAQ and help center covering general questions, card usage, Apple Pay, 3D Secure, cashback, integrations, and more. Available at getpliant.com/en/faq.
- Physical OfficeBusiness hours
Head office: Saarbrücker Str. 36, 10405, Berlin, Germany.
- Social Media24/7
LinkedIn: https://www.linkedin.com/company/getpliant
Available Platforms
Eligibility
Supported Currencies
Local Account Details11 accounts
Multi-currency card account in EUR. Pliant supports virtual IBANs (vIBANs) for reconciliation per the AP page. Requires Standard or Custom Plan. Billed in transaction currency to avoid FX conversion costs.
Multi-currency card account in CHF (Swiss Franc). Available via Pliant multi-currency account feature. Requires Standard or Custom Plan.
Multi-currency card account in CZK (Czech Koruna). Available via Pliant multi-currency account feature. Requires Standard or Custom Plan.
Multi-currency card account in DKK (Danish Krone). Available via Pliant multi-currency account feature. Requires Standard or Custom Plan.
Multi-currency card account in GBP (British Pound). Available via Pliant multi-currency account feature. Requires Standard or Custom Plan.
Multi-currency card account in HUF (Hungarian Forint). Available via Pliant multi-currency account feature. Requires Standard or Custom Plan.
Multi-currency card account in NOK (Norwegian Krone). Available via Pliant multi-currency account feature. Requires Standard or Custom Plan.
Multi-currency card account in PLN (Polish Zloty). Available via Pliant multi-currency account feature. Requires Standard or Custom Plan.
Multi-currency card account in RON (Romanian Leu). Available via Pliant multi-currency account feature. Requires Standard or Custom Plan.
Multi-currency card account in SEK (Swedish Krona). Available via Pliant multi-currency account feature. Requires Standard or Custom Plan.
Multi-currency card account in USD (US Dollar). Available via Pliant multi-currency account feature. Requires Standard or Custom Plan. AP automation supports ACH payments per the accounts payable page.